Welcome to Lancashire Wills Limited

Will writing and estate planning specalistist

Wills, Trusts and Estate Planning at competitive, fixed prices, all done at a time to suit you and in the comfort of your own home. We make it EASY for you to have a Will drawn up. To get started call us today on:

Home / Office: 01704 548626 or Mobile: 07813 880030/31


Will writing and estate planning Is All About Looking After Your Family


Making a Will is one of the most important things you’ll ever do but, for a variety of reasons, it is something we all tend to put off.

Most people are aware that they should be making a will, but few are aware of the consequences of not doing so. It is a known fact that 70% of people fail to protect their family and assets by writing a will.

We spend our lives looking after our family, so why wouldn’t we want to ensure they’re protected when we’re no longer here?

If we don’t make a Will the Rules of Intestacy take over, and the legal system decides what happens to our estate, which probably won’t be what we would have chosen.

Making a Will really is something everyone needs to do in order to:

  • Safeguard our family
  • Say who inherits our money and assets
  • Save our families from unnecessary stress

Without a Will our loved ones, including partners, children and grandchildren, can be left vulnerable and unprotected.

An unmarried partner has no right of inheritance, they will only inherit from your estate if you have included them in your Will.

You should speak to your Will writing and estate planning specalistist to protect your familiys inheritance. Don’t wait, call us and make a Will today.


What Is a Will?

A will is a legal document that lays out exactly how you wish your estate to be distributed after your death. It is an individual document, and can be tailored to your exact requirements.

A common misconception is that couples write a joint will. Couples often make ‘mirror’ wills, which reflect one another, but they are two separate legal documents.

There are a many different areas that should be considered when writing a will and our advisers are here to help you and to draw up a will that reflects your individual circumstances.

Although it is possible to write a will without professional help, this is generally not advisable as there are various legal formalities you need to follow to make sure that your will is valid. Without the help of an expert, there’s a real risk you could make a mistake, which could cause problems for your family and friends after your death.


Who Should Make A Will?

If you care about what happens to your property after you die, you should make a will. Without one, the State directs who inherits using the Rules of Intestacy, so your friends, favourite charities and relatives may get nothing.

It is particularly important to make a will if you are not married or are not in a registered civil partnership, this is because the law does not automatically recognise partners who live together as having the same rights as husbands, wives and civil partners. As a result, if you have not made a will your cohabitant may not receive anything, even if you’ve lived together for many years.

A will is also vital if you have children or dependants who may not be able to care for themselves. Without a will there could be uncertainty about who will look after or provide for them if you die.


Things To Consider

Before writing your will it’s a good idea to think about what you want included. You should consider:

How much property and what possessions you have – please note we can only deal with property and assets held in the UK. If you have assets held abroad, for example a foreign holiday home, you should draw up a will in that country to deal directly with that asset.


Who You Want To Benefit From Your Will

  • Who is going to resolve your estate and carry out your wishes after your death – that is your executor(s)
  • Do you need to appoint trustees or guardians, particularly if you have dependent children or are leaving a gift to under 18’s.
  • Estate planning to mitigate the effects of Inheritance Tax (IHT)
  • Other Wishes: Do you have any particular wishes for your funeral? Or maybe name a favourite charity as a beneficiary of your will?

Our advisors can take this information and advise you on the best course of action. Always remember however, that it is your Will, and you can dictate exactly how you want it to be drafted, reflecting your own personal wishes.

Once the instructions have been taken, we will produce a draft will for you to check over – this is vitally important as you can take this opportunity to check you are happy with all aspects of the will. If you wish to make any alterations, our consultants will be happy to so, and keep producing draft copies until you are 100% satisfied with the will.

We will then produce the final will. It is not legally valid Will however, until it has been signed and dated. There are several rules affecting the signature process which, if not followed correctly, will make your will invalid. For example, witnesses and their partners cannot benefit under the will. Our consultant can advise you on this, and act as a witness if required.


Where To Keep The Will

It is important to keep your will in a safe place and tell your executors or a close friend or relative where it is. If your Will were to be damaged in anyway, for example a water stain or tear, it could be deemed to be invalid, even if it is still legible. The safest option is secure storage; our consultant can give you further advice on this.


Keeping Your Will Up To Date

You should review your will at least every five years and after any major life change such as getting separated, married or divorced, having a child or moving house. It is best to deal with any major changes by getting a new will drawn up. It is also possible to make minor changes (or ‘codicils’) to your existing will.